Virginia

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Vienna, Virginia CD Rates – 6-Month

You are viewing rates from banks across Vienna





Below are the best six-month CD Rates from banks with branches in Vienna, Virginia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Vienna, VA - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 2.50% → 4.85% → 4.35%

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 0.75% → 4.25% → 4.00% → 3.75% → 4.00%

| Jun 28, 2021

They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More

Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Apr 12, 2019

United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More

0.75%

$500

8.70

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0.55%

$10,000

15.71

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0.55%

$10,000

6.50

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0.50%

$10,000

22.21

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0.35%

$100,000

5.50

Learn More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$10,000

14.67

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0.25%

$10,000

5.50

Learn More

| Aug 5, 2020

How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.03%

$10,000

4.75

Learn More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Vienna, VA - August 1, 2025


Branch Street City State
EagleBank
Chantilly Branch
13986 Metrotech Drive Chantilly VA
Presidential Bank, FSB
Leesburg Branch
21 Catoctin Cir Se Leesburg VA
EagleBank
Chantilly Branch
13986 Metrotech Drive Chantilly VA
Manufacturers and Traders Trust Company
Leesburg Branch
526 E Market St Leesburg VA
Atlantic Union Bank
West Springfield Branch
5803 Rolling Road Springfield VA
HSBC Bank USA, National Association
Reston Branch
11842 Spectrum Center Reston VA
Capital One, National Association
Virginia Gateway Branch
13236 Gateway Center Dr Gainesville VA
Bank of America, National Association
Braemar Branch
12881 Braemar Village Plaza Bristow VA
Citibank, National Association
Centreville Branch
14175 S Germain Dr Centreville VA
Woodforest National Bank
0914 Manassas Virginia Walmart Branc Branch
8386 Sudley Road Manassas VA
TD Bank, National Association
Leesburg Branch
552 E Market Street Leesburg VA
Wells Fargo Bank, National Association
Village At Leesburg Branch, The
1616 Village Market Blvd Se Leesburg VA
United Bank
Gainesville Branch
7905 Heritage Village Plaza Gainesville VA
MainStreet Bank
Herndon Branch
727 Elden Street Herndon VA
Fulton Bank, National Association
Manassas Branch
9012 Church Street Manassas VA
FVCbank
Manassas Branch
7900 Sudley Road, Suite 100 Manassas VA
The Freedom Bank of Virginia
Reston Branch
11700 Plaza America Drive Reston VA
John Marshall Bank
Leesburg Branch
842 S King St Leesburg VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Metro City Bank
Centreville Branch
5900 Centreville Crest Lane, Suite B Centreville VA
Burke & Herbert Bank & Trust Company
Weir Place Branch
9103 Centreville Road Manassas VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Carter Bank & Trust
Nokesville Branch
12912 Fitzwater Drive Nokesville VA
Armed Forces Bank, National Association
Fort Myer Branch
108 Mcnair Road, Building 451 Fort Myer VA
TD Bank, National Association
Leesburg Branch
552 E Market Street Leesburg VA
PNC Bank, National Association
Gainesville @ Giant Branch
7575 Linton Hall Road Gainesville VA
Chain Bridge Bank, National Association
Chain Bridge Bank, National Association Branch
1445-A Laughlin Avenue Mclean VA
First-Citizens Bank & Trust Company
Leesburg Main Office Branch
40 Catoctin Circle, N.E. Leesburg VA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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